HOW TO LOVE GENUINELY

The problem is always that we mistake the idea of love For attachment Whereas actually, it is just Attachment, which causes pain. because the more we grasp, the more we are afraid to let go, hence, we are going to suffer. I mean, in genuine love is well,

Attachment says: you know i love you, therefore, I want you to make me happy and, Genuine love says: I love you, therefore, I want you to be happy if that includes me, Great! If it doesn't include me, I just want your happiness. And so, its a very different feeling. You know, Attachment, is like holding very tight, but genuine love is holding very gently, nurturing, but allowing things to flow, not to be held tightly. The more tight we hold on to others, the more we will suffer. But it's very hard for people to understand that, because the more they hold on to someone the more it shows that they care about them, but it's not, it's really is  just that they're trying to grasp at something because they're afraid that otherwise they themselves be hurt.

Any kind of relationship which imagines that we can fulfill ourselves through another is bound to be very tricky. I mean, ideally, people should come together already feeling fulfilled within themselves and just therefore appreciating that in the other rather than expecting the other to supply that sense of well-being which they don't feel on their own. Then there's a lot of problems. And, also along with the projection which comes with romance where we project all our ideas, ideals, and desires, and romantic fantasies, on to the other which the other cannot possibly fulfill once you get to know them, you recognize that it's not Prince Charming or Cinderella, it's just a very ordinary person, who's also struggling And unless one is able to see them with, to like them as well as feel desire for them and also have loving kindness and compassion, then, it's going to be a very difficult relationship.

Your Website is Obsolete

 I want to start an online business and I want to have a website, " Let me tell you something, websites are a thing of the past. Websites are obsolete, I want you to remember that websites is really the same thing as printing a thousand brochures, going to the mall and hoping that 1% people will buy the product.

A traditional website is like the home, about us,  who ae we, pricing, all that kind of stuff and that is the brochure, I don't know about you, but i have not been to a mall, been handled a brochure, and because of the brochure i actually ended up buying something, well maybe I have one percent of the time, and that is the same thing as having a  website, What you need to have right now is no longer a website, but rather a funnel.

A funnel is like, and I say this all the time, your best salesperson going up to each and every single person, your audience, getting to know them, building a relationship with them understanding their needs, giving them value, and them selling them something. So ask yourself, what is the page, and the flow, that might have in the online world that is giving them the similar experience whereby when a person lands on your page, for the very first time, and they don't know who you are, are you capturing the details? Are you giving them the value? Are you building a relationship with them through email? Are you automating that process so that after delivering value to them, you're giving them what they want by offering them some sort of back end or upsell based on what they actually require?  Based on their wants, needs, and desires? That is what you need a website, you want to be thinking about the entire flow, the architecture and infrastructure of sequence of pages. That will make all the difference. 

YOU THINK IT'S OVER HERE'S THE TRUTH

You might think it's over, but here's the truth. If you take a look at the journey of every great entrepreneur, you'll realise that the path is always, the one thing that is definitely going to be there, is the struggles, the obstacles, and the challenges, Now if you really think about it, the cold hard truth is, even though this is something we all know, we will all face, the question is, during these road blocks, during these challenges, are you going to allow these points to stop you? Because that is where most people will quit. Think about it. People never quit when it's easy right ? People never quit when things are going well. People ordinary people, will only quit when things are not going well, when there are struggles when there are obstacles in place.

So what do you remember that of every obstacle, every major road block, you got to remember that are the moments where ordinary people will quit, And if you can always come from that angle that every time you have a struggle and you remind yourself, these are days normal people will quit. So ask yourself ' M I Ordinary or not. Because let's face it, First of all, there's nothing wrong with being ordinary but you got to remember that being ordinary will get you ordinary results.

However, if you want to be in the top 1%, you want extra ordinary results you got to constantly remind yourself during the tough times, during the difficulties that these are the moments where most people will quit.

THE STRUGGLES AND CHALLENGES WILL ALWAYS BE THERE. DONT ALLOW IT TO STOP YOU. 

Would you hire you?

Most of the time, if you ask someone if they're getting paid what they are worth, I can guarantee you most of the time they would say, no, I deserve more, I should get a better pay, I should have a bigger bonus. The question that i would want you to ask yourself is, if you were in the upper management, a entrepreneur, a leader if you were a owner of a business would you hire yourself ? and if the answer is yes and then you are totally worth it, then the question is, why aren't you doing it 'Cause it's easy to talk, it's easy to say well, I'm worth a whole lot more. But the question is, if you really to be open and transparent and step out of your shoes for a second and ask yourself what is it that i bring to the table? And if i was the owner right now and I'm going to pay myself the amount, that salary every single month, what do i need to get out of me in order to justify the amount.

Think about it, if you are the entrepreneur, obviously the only reason why you would hire somebody is because the pay is suppose to be significantly less than the value that need to be generated. So, ask yourself, your value right now, the responsibility that you have in your organisation right now is that three times more than your pay?  And ask yourself really honestly and transparently, because at the end of the day responsibility pays,

Here's the problem, most people look at responsibility as a bad thing. They look at responsibility when somebody ask's the question who's responsible? Everybody's looking down, nobody wants to take responsibility. When in fact i am talking about the person to be blamed, but rather, the person responsible. Think about it, the CEO probably has the biggest responsibility  in the organisation.

But that does not mean that the CEO is doing everything, it just means that they have the biggest responsibility. So, at the end of the day responsibility pays, Responsibility is in direct proportion to your pay. And the next time you are thinking about how to get a bigger pay, a bigger bonus, ask yourself, WOULD YOU HIRE YOU and would you give yourself that bigger pay or bonus. and are you able to increase your level of responsibility? Because responsibility pays.

Work on your business not in the business

What do I need to do so that my business can function without me? A business can truly automated just using two things systems and people having the right teams in place now the constant thing that should be on your mind if you are an entrepreneur or a business owner is how can you be  working on your business and not inside your business .

 Most of the times small  businesses the reason why they remain small is because the business owner is the business and they have been so busy working on their day to day schedule on their to do list their task that they forgot to be working on the big picture which is on the business rather than inside the business. 

The role what one needs to be doing constantly is to ask yourself last month what did I do that could have been replaced either by a system or somebody else what are the different platforms out there that can automate and streamline processes in my business what are the different tasks I did last week last month that I could have outsourced or got someone to be able to do it so that I can focus on a much bigger picture cause at the end of the day your role as the business owner as the entrepreneur as a leader is to be able to train more leaders to be able to replace you so that you can focus on a bigger task .

WHY YOUR CUSTOMERS LIE TO YOU

Imagine you're in a store and in this store for the last 20 minutes you've been trying to pick something. The store assistant, she's been really nice to you. She'e been helping you do all these different things picking. However, halfway in you realise you're no longer interested in buying that product. What do you say? Chances are because you're nice you're going say things like :I'll come back later," right? "Or, I'll think about it," even though you know you not gonna go home and should  i  buy it, shouldn't i not buy it? You're not thinking about it. One thing I'd like you to think about when it comes to sales, when it comes to marketing your products, services, programmes, you've got to think about from this angle which is it's now or never.

They're either going to buy now or they're never going buy it at all. You want to adopt that mindset for your sales presentations, your sales letters, your sales videos, your webinars and ask yourself how can I make them take action right now? Because it's now or never. right now, Because in their minds they are thinking, 'Okay, great, I'll buy this but why not buy it tomorrow? Why not next month , why not next year?  Why should i do it right now?" That's why you could have your bonuses. You could have some sought of scarcity, some sort of limitation. But you've got to ask yourself as a marketer, as an entrepreneur, what can I do so that they actually take action now? Because it's now or never.

Why you shouldn't Invest in Bitcoin

Last month my friend told me he has invested in Bitcoin. Now, that raised all types of alarms in my head because when my Uber driver, my hairdresser starts asking about my take about cryptocurrency, that is when I know that's a big sign of a huge, huge bubble. I mean, think about it, probably you heared about it before when people are greedy, it's really time to get really cautious and I believe that Bitcoin is the same exact thing. Sure. here the thing I actually invested in Bitcoin but my take is that right now at this price point, Bitcoin is not the best investment in cryptocurrency.

Here's why think about it. Bitcoin is really first to market, Bitcoin is like the version one byproduct of blockchain. Now, blockchain is like the internet. Now, internet in 1995 we had no idea, we were clueless to really what was possible and the potential power of the internet. Blockchain is really like the internet 1995. We have a glimpse of what's really possible but we still don't really know what's really possible when everything is rolled out and Bitcoin is first to market, version 1.0. Now, if you really think about it, first market in the technology space whether it's Nokia, whether it is Black Berry, whether it is friendster whether it is Alta Vista, Web Crawler, all these different things that was in the technology space, even if their first market they held their spot for a couple of years, most of them never really hold it for more than couple of years, I believe Bitcoin is the same exact thing, that right now there are so many other altcoins that beats Bitcoin in terms of capabilities as well as features 

However, Bitcoin has the pricing it has because of its first market. So, at the end of it all, my take is this, my take is that if you are investing in cryptocurrency, now, or you're going to at least venture into it, bitcoin and the risk reward ratio does not commensurate and does not add up to all of the other altcoins that's available right there, right now. I would do the research on all of the other coins because when it comes to the high-risk investment, it's way better to explore the future coins, the altcoins, the other currencies that's running on a much more effective, efficient platform than Bitcoin because first to market and of  course, there has been a lot of different markets and brands where first to market is still the leader right now but I'm talking about the technology space, it moves so fast that chances are Bitcoin is not going to be king in a couple of years from now.

Why you hate whats good for you

WHY YOU HATE WHAT IS GOOD FOR YOU

Here's the reason why you hate the thing that's good for you Think about it. In every single goal that you might have now, whether its fitness or whether its money, whether it is mastering a certain skill, the only reason why you haven't achieved it yet is that there is a price to be paid.

Ask yourself, what is that price that needs to be paid? It could be going to the gym, in order to do that, you need to wake up one hour early every single day. It could be in order to get the body of your dreams, you need to give up something. Could be carbs rice noodles or refined sugar. It could be the case that in order to do this certain business and get a capital, you might need to take a small loan from your credit card But whatever it is there is a price that needs to be paid. It could be getting rid of T.V., Netflix, Amazon, but think about it, In everything you want to do, that goal, that path has a price, And the question you have to ask yourself is, are you willing to pay that price, in order to achieve that goal that you still want to get? Because if you are willing to pay a price, then all it takes really is to stay on that path and do what you say you are going to do.

Cause at the end of the day, the only reason why you may not have achieved that goal because of the price to be paid? Are you willing to pay that price?

WHY SHOULD PEOPLE BUY YOUR PRODUCT

Why should people buy your product? Now, this is a common question, a self doubt many people have when it comes to marketing their products programmes, services online or even offline which is why will somebody give me money in order for me to do this especially if it's a high ticket item, if it's 5000, 10000, 50000 $ and that's when self  doubt will set in and people are starting to think about what can i do so that people are able to trust me and believe that I'm able to deliver or what i promise Now, this question in it's own is a really large topic but here's a couple of things.

I want you to remember that when it comes to people investing in what you have to offer, it is really the same analogy as building a relationship and putting money in a bank You see, every time you give out value, every time you educating them, informing them, inspiring them, motivating them, that's like putting money in the bank, that's like making a deposit. Every time you sell something or you make an offer whether it's through a sales video, a sales letter, a webinar, that's when you actually making a withdrawal and it is okay to make a withdrawal when you have enough money in the bank. The problem is most marketers are making withdrawals and going on overdraft. So you really think about it most marketing online and selling online why somebody would buy from you, it's all about this formula give, give, give, give, sell something give,give,give,give,give sell something it is okay and you want to be selling something after you have given enough value.

It's not okay when you going in overdraft.

Why learning is just step one

I believe that learning is the starting point. When it comes to mastering any skill, learning is the first step process, what do I mean by that. Think about, any skill that you want to master, whether in sales or in production, whether in cryptocurrencies learning from a book or by attending a seminar by listening to a podcast is the first step.

The next step is implementation. It is actually being a practitioner and actually doing the thing. However, the final level is actually the ability to teach somebody else. This could be creating content, this could be through videos, this could through events, this could be writing a book about it, but the only real way master a certain topic at the highest level and transfer the skillset what you have learned as a direct result of not just the theory as a result of being a practitioner of someone else, because the leaders the ultimate goal of the leader is to create more leaders

So, the question is, think about it, the only way to grow at the highest level is build the ability to transfer what you do to somebody else.

Why It’s So Hard for Even the Best Investors to Beat the Market

In investing, there’s a competition that’s a lot like “The Tortoise and the Hare.”

Remember the story? The tortoise, exasperated with the hare’s incessant antagonizing, challenges him to a race. 

Our industrious tortoise doggedly pursues his objective. But the hare, confident of his victory, takes several detours. Hearing the commotion in the distance as the tortoise approaches the finish line, the hare makes a furious dash — only to lose to the tortoise by mere inches. 

The moral: Slow and steady wins the race. 

There’s a parallel in the debate between active management vs. indexing.

Active management is viewed as the faster, sleeker, more sophisticated approach to investing. 

Indexing, on the other hand, with its low fees and academic theorizing, is seen as a strategy for ivory tower academics and unsophisticated investors. 

But which one is the better investing strategy?

What Is Indexing?

First off, let’s distinguish between an index — a noun — and index-ing which is an approach to investing. 

An index is simply a list of securities — usually stocks or bonds — grouped together according to some predetermined criteria, such as:

• Price
• Percentage of overall market value
• Location (domestic vs. international)
• Revenue growth
• Credit quality

Some examples of larger indexes you may have heard of include the Dow Jones and the S&P 500 Index. But there are literally thousands of indexes measuring just about every kind of investment or investment strategy imaginable. 

Indexing is the act of investing in a particular type of investment vehicle, such as an exchange-traded fund, that tracks an underlying index.

Frequently, indexing is described as “passive” management, though this is somewhat of a misnomer for two reasons.

First of all, passive investing can include investment strategies beyond indexing. Buying and holding onto a handful of stocks, for example, can also be considered a passive approach to investing. Indexing, on the other hand, is a specific approach to investment management that seeks to replicate and track the performance of a particular market index. 

Secondly, replicating an index by trading the individual stocks or other securities is an incredibly intense and proactive endeavor.

What Is Active Management?

Active investment management is any investment decision that rests on the assumption that an investor will be able to earn better returns than the market average, as reported by one or more indexes.

The index is used as a benchmark to measure an investment manager or strategy against.

Intuitively, active investment management makes all the sense in the world.

Shouldn’t anyone with a little business savvy should be able to discern a superior investment opportunity from an inferior one? And shouldn’t professionals who spend most of their waking hours analyzing investments and the economy be that much more likely to improve upon the performance of the collective masses constituting the “average” investor? 

The answer is frequently “no.” 

Indexing vs. Active Management: Which Is Better?

Hands down, the primary advantage of indexing vs. active management is the cost. 

Without an army of analysts, office space and other overhead, index fundsand ETFs can be managed for very low costs. 

Consider the difference in the expense ratios, which is the fee for managing an investment and is calculated as a percentage of its total value.

Most actively managed investments (usually mutual funds) charge around 0.5% to 1.5% in management fees. But an index fund may cost as little as 0.1%, or $10 for every $10,000 you have invested.

Some brokerage firms have even begun to offer their own proprietary funds linked to various indexes for ZERO management fees. (Don’t worry — they still make money in other ways.)

Most active investment managers fail to outperform their indexed counterparts. 

Even the best active investment managers have, historically, only managed to outperform their respective benchmarks by around 0.25% to 0.5% after fees. Most do not even break even. 

Considering the likelihood of identifying these successful managers in advance in the first place, this is hardly enough to alter the fundamental principles of sound financial management.

Does that mean that there is no role for active investment management at all? Not necessarily. 

Proponents of active management argue that as the number of active managers and the fees they charge decline, the opportunity for active investment management could improve.

The Moral of the Story: Just Keep Investing

The choice between active management vs. indexing — even after taking fees into account — is FAR less important than deciding how much to save (or spend) in the first place. 

Investing in a well-diversified portfolio, whether indexed or actively managed, eliminates your risk of losing all your savings because a single company goes into bankruptcy or default. 

While you can eliminate this type of risk by not investing in a single company, you can’t eliminate the risks associated with the market, no matter how diverse your investments are. Such risks include:

• Recession
• Runaway inflation
• Political turmoil
• Anything impacting investor sentiment 

But indexing is hardly a low-risk alternative to active investment management.

As anyone who was invested during the dot.com bubble or 2008 financial crisis will tell you, although (relatively) rare, stock index funds can and do lose 50% or more of their value — depending on the type of stocks owned by the fund — during a severe market downturn or financial crisis. 

It’s important to consider your risk tolerance relative to your objectives.

From there, you can set realistic expectations for the returns you can expect from investing, choose an asset allocation that’s appropriate for your risk tolerance and decide on an appropriate amount to save each pay period to have a reasonable chance of achieving your goals.

Whatever investment strategy you decide is a fit for you, be sure to go into it with a firm understanding of what you should expect. 

At that point, whether you’re a tortoise or a hare, you should be well on your way to successfully running your race — no matter who comes in “first.”